(Part 2 of 2)

Some of the most common types of abandoned assets are payroll, paid-up life insurance policies, money orders, commissions, deposits, death benefits, uncashed checks, insurance payments, dividends, stocks, dormant savings and checking accounts, mutual funds, bonds, wages, refunds, salary, and others. The majority of those have dormancy periods of 1-5 years, which means that if it's only been a year or two when a person searches; they would not find a listing for an asset that has a dormancy period of three or more years.

In addition to needing to search the correct websites often, a lot of people don't understand that they should search listings outside of ND. Believe it or not, a person could actually have never been outside of the state of ND, but have assets owed to them in other states. This occurs when money from employers or insurance companies come from other states. Quite often the actual corporate headquarters for an employer exists in a state separate from where a particular employee works. Because of this, unclaimed monies being held by institutions in these situations will be handed over to the proper division of the company's home state's treasury dept. What this means is that ND will not ever have any record of this cash, so a North Dakotan who wants to find and claim it will need to use the same search strategies in other states.

These are only a couple of the more common issues that hinder the searches of uneducated ND citizens. But people can get over these problemss, and countless others, by spending just a little time studying up on the search strategies used by experienced searchers before jumping in head first.

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California helps owners of unclaimed property
Hundreds of folks with unclaimed money – old bank accounts, overlooked stock shares, forgotten refunds – are getting a chance to retrieve it without going through state government.

California helps owners of
Hundreds of folks with

Mass. treasurer says unclaimed monetary property is available
For local municipalities, it’s the equivalent of finding money in the pocket of a forgotten pair of pants. State Treasurer Steven Grossman announced Thursday that his office’s Unclaimed Property Division returned nearly $425,000 in unclaimed monetary property owned by 124 cities and towns, including most of the communities in the Fall River area.

How to Find Unclaimed Money Held by Local Governments
If you have ever done business with your local government or applied for a permit or license, or that sort of thing, chances are higher that you have unclaimed money held by your city waiting for you to claim it. Check out these tips and tricks to search for unclaimed cash being held by your city or town.